Note: The product list will be updated by RBC from time to time. There are no blackout dates or advance booking restrictions, even during peak periods. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. entire balance of the insured item must be paid using your RBC credit card in order for it to be covered. Cash Advance Rate: 22. Unlike the RBC RateAdvantage Visa, the RBC Visa Classic Low Rate Option has a fixed low-interest rate of 12. Offer:Card Details. S. 5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375. Youth & Student Banking. Choose any airline, any flight, any time. There are no blackout dates or advance booking restrictions, even during peak periods. 03 per liter when purchasing fuel at a Petro-Canada location. The Functionality of a Line of Credit Combined With the Convenience of Credit Card. Earn 1. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. RBC's range of products allows you to choose the card that is right for you. Purchases. The standard rate is 19. The credit limit for this credit card ranges from $5000 to $10000. 99% (though it can be as much as 20. The same rates apply for cash advances. Honestly, I don’t see why you couldn’t qualify if you already have a card with them. $4 charged monthly (low Annual Fee of $48) 2. 99%. RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. 99% Cash advances: 22. RBC cardholders, get exclusive offers. Earn 5,000 Welcome Bonus points. 50 cash back for every $100. A $20 annual fee for primary cardholders is considered extremely low in the credit card industry. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. †. Annual Fee Rebate. *. The Visa Network also known as VIsaNet is a proprietary. go to site. The Best of RBC Credit Cards. Already a Client? Sign In To Apply. Read our FAQs | Call 1-800-769-2511. 99% to 24. Purchase Rate: 12. Get a U. Apply by November 27, 2023. Free Debit Transactions are calculated per Monthly Cycle. The main benefit of this card is the low interest rate. Cash Advance Rate: Prime + 2. You also benefit from a first-year annual fee waiver. The Scene+ Visa Card is one of a few credit cards you can use to earn Scene+ points. RBC ION+ TM Visa ‡. Choose any airline, any flight, any time. Apply by November 27, 2023. No single payment may exceed this limit. 20. Signature No Limit Banking; VIP Banking; US Personal Banking. 20. Special Offer. The date you or the Royal Bank cancels your RBC credit card account; or 2. 95: $6. 3 The annual interest rate is based on our Prime Rate plus a fixed percentage rate of interest above Prime Rate that ranges between 4. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. Sign In. 5. Additional Card: $12. S. Please note, this premium card can impose higher acceptance costs on. The RBC Visa Classic Low Rate Option offers relatively low interest rates while remaining accessible to customers who might not have a high annual income or credit score. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9. 99%. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. The limit is based on the deposit made and ranges from $500 to $10,000. Not set up costs. 99% on purchases and cash advances (including. Unlimited cash back on your spending 3. 99%. txt) or read online for free. Build your credit history on a strong foundation. The RBC Visa Classic Low Rate Option lets you save on interest compared to a traditional credit card, with a 12. The fixed percentage rate of interest above Prime Rate will be determined based on the information you provide in your application and information we collect from other sources, including creditCOVID-19 – Read more on how RBC is helping youth and student clients. ** As of September 2023 the RBC Cathay Pacific Visa Platinum product is no longer offered. 99%). I check my chequing account and I've only recieved one refund. Multi-Trip: Ages 65+. Only certain RBC credit cards earn Avion points. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Low monthly fee: $6. RBC Royal Bank Credit Card Application. Connect with Us. Peace of mind while travelling with a suite of. Additional Card: $0. Today’s Rates. Purchases made with this card are covered by purchase protection and extended warranty. Apply by November 27, 2023. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. * Conditions apply 26. . Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. The standard rate is 19. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. Boost My RRSP Savings. 99% on purchases and cash advances (including balance transfers) can help you save on interest charges. Get set to enjoy the advantages of your new RBC Visa Classic Low Rate Option Card. Ends January 31, 2024. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. CIBC Aeroplan® Visa Infinite Card. 99% interest on purchases and cash advances;. Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each). Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9 – a value of almost $30. 00 back for every $100. Please note, this premium card can impose higher acceptance costs on. $4 a month ($48 annually) for the primary card. No RBC fee to use another bank’s ATM in Canada 16, 17. **Annual fee is charged monthly. Annual Fee: $120. Avion Rewards is highly flexible and comes. 99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and have the $20 annual fee waived for the first year. 00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments) in excess of. 99%). Purchase Rate: 20. 9% CAR; $79: Capital One Guaranteed Secured Mastercard: Guaranteed approval; 19. RBC Visa Classic Low Rate Option® — a credit card with a $20 annual fee and fixed 12. $39. 99%. The RBC Visa Infinite Avion Card is the best RBC credit card in Canada for travel rewards. Annual Fee:$0. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Low and competitive interest rates based on RBC Prime Rate 24. Low annual rate. 11. 00 back for every $100. The Overlimit Fee does. An RBC Visa Classic Low Rate Option credit card features partner integrations benefits, such as: Saving $0. RBC InvestEase. 99% on purchases, cash advances, and balance transfers. Only certain RBC credit cards earn Avion points. 50TTD. RBC® VISA® Classic Low Rate Option. As is common among Canadian credit cards, the interest rate for many RBC credit cards is 19. Compare up to three credit cards. I just got my new RBC Visa replacement card & was shocked to see it had no tap function on it. RBC RateAdvantage Visa® — an affordable credit card with a zero annual fee and a competitive variable interest rate equal to the Prime rate plus a fixed rate ranging from 4. Annual Fee: $120. Browse the wide selection of credit cards offered by RBC Royal Bank, including travel, rewards, cash back, low interest, student, business and more. 95 RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee:. 99%; RBC Visa Classic Low Rate Option® — a credit card with a $20 annual fee and fixed 12. ; For the first 3 months, get up to 4% cash back on all other purchases. Additional Card: $0. Book an Appointment. 00 p. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. 99%. Cash Advance Rate: 22. Purchase Rate: 20. Apply by December 6, 2023. For complete details of the insurance coverage included with these credit cards, please review the Certificate of. Find a Branch. $48 Annual Fee 8. spend $1,700) in the first three months after approval * (Offer expires January 31, 2023). Foreign Exchange. 99% if you reside in Quebec) Cash Advance: $5. Purchase Rate: 20. RBC Investment Advantage is Personal Investing with Collective Benefits. Choose any airline, any flight, any time. 99%. TD Low Rate Visa: Cash Advance: TK: $25. RBC doesn’t currently offer a secured credit card, but you don’t need a credit card from the same people you bank with. Annual fee. 00 back for every $100. Build your credit history on a strong foundation. 99% Cash advance: 11. 35,000 points on card approval; 20,000 points after $5,000 in Card purchases in the first six monthsAccount Type Active 1 Credit Card Active 2 Investment Mortgage Standard Monthly Fee Monthly Fee AFTER rebate: RBC Day to Day Banking ®: $4. BMO Preferred Rate Mastercard – Best Low-interest Credit Card for Balance Transfers. Cross-Border Banking. Compare. Apply by May 15, 2022. 99% p. Please allow up. “ Eligible Avion Rewards Core Product Account Client ” means a client with sole or joint ownership of an Avion Rewards Core Product Account RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. The date your RBC credit card account is sixty (60) days past due. Cash Back RBC RateAdvantage ® Visa RBC Cash Back Mastercard ‡ RBC Visa Classic Low Rate Option RBC ION™ Visa. You can apply for a credit limit of up to $10,000. If you are a commercial cardholder, please call 1-888-769-2534. If you have an existing balance on another credit card, you can transfer it to the RBC RateAdvantage Visa and pay a low. This RBC low-rate Visa card charges only 4. Receive a round-trip companion voucher - every year - for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC). 00: $29. 95: $0 (save $143. No annual fee. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. As is common among Canadian credit cards, the interest rate for many RBC credit cards is 19. 00 per Annual Period, ii) $1. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month Private banking clients will be able to conduct transactions to a. You can find your credit limit on your account statement, or. Limited time offer. Connect with Us. Annual Fee: $12. RBC Avion Visa Infinite Privilege review. Card Details. Call 1-800-769-2523. 99%. To help you make an informed decision, here are some of the top RBC credit cards you may want to consider: RBC Avion Visa Infinite; RBC ION Visa; RBC Cash Back Mastercard; WestJet RBC World Elite Mastercard; RBC Visa Classic Low Rate Option; RBC Avion Visa Business; RBC U. 60 per $100 of your account balance 6 (plus applicable taxes). 99% on purchases, 22. 31, 2024 1 when you load the offer and shop. Search RBC. 00 back for every $100. You do, however, need an annual income of at least $15,000. 11. 99% (21. 25 is charged for each debit over the monthly limit. Visa‡ Classic Low Rate Option Credit Card Only Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cashWelcome Offer: Get a 0. 99%: $0: $50,000: BMO Cashback Mastercard: 20. 99 percent and there is no annual fee. , Royal Trust Company or The. open an eligible student bank account, and we'll give another $100 to a charity of your choice. It has a $20 annual fee, and like many other low-interest or balance transfer credit cards, you don’t get much in the way of rewards. No annual fee. Card Details. Annual Fee: $20. RBC ® Visa J Classic Low Rate Option RBC ® Visa J Classic Low Rate Option 4514 07** . Enjoy 0. Apply by December 6th, 2023. $1. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases per Annual Period, (ii) $1. Product Accounts listed here are subject to additional eligibility criteria as set out in the Avion Rewards. Conditions Apply. These interest rates are in effect on the. Apply Now. With more than 110 years of dedicated service to the region, RBC has a presence in 10 countries and territories across the Caribbean, with more than 2,800+ employees serving more than half a million clients. Build your credit history on a strong foundation. Purchases. “Up to $50 in value” represents the combined value of the following promotional offers when you apply by October 31 st,2024 and are approved for: The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption. 99% interest rate. Royal Credit Line for Students 23. Scotiabank Platinum American Express Card – Best Low-interest Credit Card For Travel. 99% Annual Fee: $20. Royal Bank RBC RateAdvantage Visa Lower Interest Rate, Higher Savings. Dollar Visa Gold. Find a Branch; Call 1-800-769-2511; Email; EN. ongoing. Choose one of eight eligible charities. 00, and ii) $1. 99% 22. 99% Cash. 40 /year) : RBC No Limit Banking®RBC Cash Back Mastercard. Rates will increase to 24. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. Credit cards with a low interest rate usually offer an APR from 8. Choose any airline, any flight, any time. Get $100 when you. 5. “ Eligible Avion Rewards Core Product Account Client ” means a client with sole or joint ownership of an Avion Rewards Core Product. Day to Day Banking. *. Dollar Visa Gold. RBC Royal Bank Credit Card Application. RBC also has two cards that work akin to. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per Annual Period, unlimited, (iii) $0. RBC Visa Classic Low Rate Option. For most credit cards, it’s 30% of your total available balance. 99% - 8. Compare. 99%† on purchases and 13. Balance Transfer. Ends January 31, 2024. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9 – a value of almost $30. 9 percent. However, coverage is automatically reinstated when the account is returned. RBC ION+ Visa. 95 Eligibility: Credit card + Investment + Mortgage8 $5. Earning 20% more Petro-Points than you normally earn at Petro-Canada. to spend - the RBC Visa Classic Low Rate Option credit card. The low-interest-rate version of the Home Trust Secured Visa Card has a $59 annual fee that is counterbalanced by a 14. At 12. spend $1,700) in the first three months after approval * (Offer expires January 31, 2023). . Purchase Rate: 20. check eligibility. Highlights. 25 RBC Rewards points for every dollar you spend. 00 back for every $100. Private banking clients will be able to. View Card Details. Cash Advance Rate: 22. Price protection. It has interest rates of 20. 99% * If any of you reside in Quebec and hold a Credit Card other than the RBC Visa Classic Low Rate Option, the annual interest rate on Cash Advances is 21. RBC Visa Classic Low Rate Option – Best Low-interest Credit Card for Vehicle-Owners [Offer productType=“CreditCard” api_id=“5f3558577096af4588b011e1″] As the name implies, the RBC Visa Classic Low Rate Option is like the standard Visa card but with a flat 12. Cardholders enjoy purchase security which protects eligible items against theft or damage for up to 90 days following purchase. RBC Virtual Visa Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal. 25 Avion points for every dollar you spend 2. $19. 00 (1% Cash Back Credit) in Net Purchases you make. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month NOTES. (as long as it is up to 50% of your assigned credit limit) and take advantage of the 13. This is not a Certificate of Insurance. Additional Card: $50. Avion Rewards. Unlimited debits in Canada. Up to $500,000 CAD (in total contributions). Get $100 when you. Avion Elite. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Price protection. What's Happening. S. 99%. †. Skip to main content. S. This card is a standout because of its low interest rate and its low annual fee. Earning 50 Be Well points for 1 dollar spent on eligible purchases at Rexall, a chain of retail pharmacies. Find answers to our top credit card payment questions. Cash Advance Rate: 22. open an eligible student bank account, and we'll give another $100 to a charity of your choice. Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening. An Eligible Credit Card for a free DashPass subscription for 3 months means any one of the following cards: RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. That said, there is the RBC ® Visa ‡ Classic Low Rate option for $20. Price protection. 3 The annual interest rate is based on our Prime Rate plus a fixed percentage rate of interest above Prime Rate that ranges between 4. . Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. Royal Credit Line for Students 23. Book an Appointment. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. Apply Online. The date your RBC credit card account is sixty (60) days past due. 99%. Get up to 7,000 Avion points with the. 99%, the RBC Visa Classic Low Rate Option charges 12. RBC Virtual Visa Debit. The RBC ION+ Visa card is a mid-tier Visa card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. Earn 1. The fixed percentage rate of interest above Prime Rate will be determined based on the information you provide in your application and information we collect from other sources, including creditRBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Apply by November 27, 2023. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. Or. Signature No Limit Banking. Additional Card: $50. COVID-19 – Read more on how RBC is helping youth and student clients. To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass. 00, and ii) $1. Travel: RBC Avion Visa Infinite. Get $0 delivery fees for 3 months from DoorDash 8. , RBC Global Asset Management Inc. Get valuable insurance coverage such as purchase security/extended warranty insurance 5. Low fee. Receive 35,000 welcome points upon enrollment 1. Book an Appointment. RBC Visa Classic Low Rate. 00 cash back for every $100. RBC Visa Classic Low Rate Option. Annual Fee: $165. 99% and 8. A few health questions are required. S. The RBC Visa Classic Low Rate Option credit card may work for you with its 12. You will earn (i) $2. Choose any airline, any flight, any time. Get up to 700 WestJet dollars 1. High Interest eSavings. This low interest rate of just 12. Contact Us. 99% 22. The RBC credit card is an easy revolving credit facility, enabling you to buy now and pay 24 days later. Earn 1 Avion point for every dollar you spend 2. 99% introductory interest rate for the first 10 months on cash advances and balance transfers ^ and no annual fee for the first year. a. 00 per Annual Period, ii) $1. Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. 9%. 99% and 22. The minimum security funds to deposit with the bank and access credit are in the amount of $75. Apply Online. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year.